LET'S IMPROVE
your
credit
score
YOUR
CREDIT
SCORE
START FIXING YOUR CREDIT TO REACH YOUR GOALS.
FREE CREDIT CONSULTATION
The Staff at Credit Repair of Texas Inc will work directly with you to provide guidance and advice on the most expeditious ways to to address, implement and complete your Credit Repair needs.
FREE IN-DEPTH CREDIT ANALYSIS
A highly trained and experienced Case Analyst from our Support Team will review your Credit Reports to identify immediate steps that should be taken to dispute inaccurate information.
CREDIT RECOMMENDATIONS
When you become a client of Credit Repair of Texas Inc, we will work very aggressively on your behalf, sending customized Dispute Letters to the Credit Bureaus and Creditors which are highly effective in invoking your Credit Repair legal rights.
If a Creditor or Credit Bureau violates your rights under the Fair Credit Reporting Act (FCRA) or Fair Debt Collection Practices Act (FDCPA) and does not correct their mistake, we may refer your case to an Attorney who specializes in this field for review of possible legal options, at no cost to you. We are absolutely determined to achieve the Credit Repair results you are legally qualified for.
LEARN ABOUT US
THE COMPANY
Credit Repair of Texas Inc is a Bronze Star, Service-Disabled, Military Veteran owned Small Business located in Texas that is focused on helping Individuals and Families throughout Texas with improving lives for the better, by repairing and correcting inaccuracies on their credit reports. Our clients come from a broad background and include employees at Companies, Active Duty Military, Veterans, Teachers, Healthcare, Law Enforcement, Firefighters, EMTs, Families in Hardships, College students, Senior Citizens and others. We are here to serve you and are very proud of what we do!
FREE CREDIT CONSULTATION
The Staff at Credit Repair of Texas Inc will work directly with you to provide guidance and advice on the most expeditious ways to to address, implement and complete your Credit Repair needs.
FREE IN-DEPTH CREDIT ANALYSIS
A highly trained and experienced Case Analyst from our Team will review your Credit Reports to identify immediate steps that should be taken to dispute inaccurate information.
FREE CREDIT RECOMMENDATIONS
When you become a client of Credit Repair of Texas Inc, we will work very aggressively on your behalf, sending customized Dispute Letters to the Credit Bureaus and Creditors which are highly effective in invoking your Credit Repair legal rights.
If a Creditor or Credit Bureau violates your rights under the Fair Credit Reporting Act (FCRA) or Fair Debt Collection Practices Act (FDCPA) and does not correct their mistake, we may refer your case to an Attorney who specializes in this field for review of possible legal options, at no cost to you.
Credit Repair of Texas Inc is a Bronze Star, Service-Disabled, Military Veteran owned Small Business located in Texas that is focused on helping Individuals and Families in Texas change their lives for the better, by repairing and correcting inaccuracies on their credit reports.
Our Staff also works with Referral Partners across Texas at no cost to their Business such as Real Estate Agents, Loan Officers and Mortgage Brokers with increasing their sales at no cost to their Business.
This is done by assisting prospective customers referred by our Partners to Credit Repair of Texas Inc with improving their credit when they become clients of our company; enabling them to return and purchase the Products and Services that the Referral Partner offers.
Services from Credit Repair of Texas Inc are offered Statewide in English and Spanish and come with a money back guarantee.
Clean up your past
We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score.
Track your present
Easy access to your account 24/7 for live status updates on improvements to your credit reports and current scores.
Change your future
We’ll help you maximize your scores, so you can achieve your goals and also learn how to maintain your awesome credit long after our work is done.
Signup
We'll give you a free consultation and credit analysis. This detailed overview will help plan the roadmap for your Credit Repair success.
PERFORM NECESSARY STEPS
We will create and mail letters to the credit bureaus to determine if the credit reporting is accurate. If not, we challenge the reporting.
WAIT FOR RESULTS
We will provide ongoing, customized support to help you build credit and understand how to properly improve it.
Signup
We'll give you a free consultation and credit analysis.
PERFORM NECESSARY STEPS
Create and mail letters to the credit bureaus to determine if the credit reporting is accurate. If not we will challenge the reporting
WAIT FOR RESULTS
Provide ongoing support to help you build credit and understand how to build it properly.
NEGATIVE ITEMS THAT OUR
BANKRUPTCY
Bankruptcy is a legal proceeding involving a person or business that is unable to repay their outstanding debts.
COLLECTION
A collection occurs when you stopped making payments on an account and the original creditor sells your account balance to a third-party collection agency.
TAX LIENS
A tax lien is a legal claim against the assets of an individual or business that fails to pay taxes owed to the government.
CHARGE-OFF
A charge-off is when the lender or creditor has written the account off as a loss and the account is closed, preventing any future charges. Normally the balance is sold to a debt buyer or transferred to a debt collection agency.
STUDENT LOANS
A student loan is a type of loan specifically designed to help students pay for post- secondary education. It normally enables the borrowers to cover most of their associated fees such as tuition, books, supplies, technology services, hardware and living expenses.
MEDICAL BILLS
Medical debts frequently impact credit scores in a large, negative way. By the time they appear on the client's credit reports, the unpaid debts have already been sent out to third party collection agencies. These derogatory entries very often significantly influence one's credit scores in the worst way.
LATE PAYMENT
A late payment is an amount of money a borrower sends to a lender or credit service provider that arrives after the established date that the payment was due, or after a grace period for the payment has passed.
REPOSSESSIONS
It is the action of retaking the full possession and control of something that was financed, primarily because the buyer has defaulted on the agreed payments or terms of the loan. Most frequently it is associated with the repossession of a mobile asset such as a vehicle or other moveable item.
JUDGEMENTS
A legal action against the borrower that is ordered by a court. The verdict is the final decision in the lawsuit. If a judgment is entered against you, a debt collector will have legal tools, including garnishment, to collect the debt from you by forcing a sale of assets.
FORECLOSURES
Foreclosure is the legal process by which a lender attempts to recover the full amount owed on a defaulted loan by taking ownership of mortgaged property and selling it. Although the property may be sold, you still could be sued for the balance owed on the loan.
SHORT SALES
A short sale in real estate means that the property the borrower owned was sold for less than what was owed. Essentially the individual has defaulted on their loan agreement and the amount of the sale is applied towards what was owed, since the loan was not paid in full.
NEGATIVE ITEMS THAT
OUR COMPANY
WORKS ON
REPOSSESSIONS
It is the action of retaking possession of something, in particular when a buyer defaults on payments.
BANKRUPTCY
Bankruptcy is a legal proceeding involving a person or business that is unable to repay their outstanding debts.
COLLECTION
A collection is when you stopped making payments on certain account and the original credit sells your account balance to a collection agency.
TAX LIENS
A tax lien is a legal claim against the assets of an individual or business that fails to pay taxes owed to the government.
CHARGE-OFF
A charge-off means the lender or creditor has written the account off as a loss, and the account is closed to future charges. It may be sold to a debt buyer or transferred to a collection agency.
STUDENT LOANS
A student loan is a type of loan designed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies, and living expenses.
MEDICAL BILLS
Medical debt can negatively impact your credit score because by the time it shows up on your credit report, the debt has already gone to collections.
LATE PAYMENT
A late payment is an amount of money a borrower sends to a lender or service provider that arrives after the date that the payment was due or after a grace period for the payment has passed.
Bill C.
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"I highly recommend you speak with the staff at Credit Repair of Texas, Inc. They do an excellent job helping their clients and have one flat price which includes everything you need."
Robert A.
⭐⭐⭐⭐⭐
"Words cannot express my gratitude for the help they gave me cleaning up my Credit Reports. Everything for my three Bureaus was done online and finished in less than 6 months."
Rachel E.
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"If you live in Texas and have issues with information on your Credit Reports, then speak with these people. Other companies charge more and you are not sure what you get."
GET THE CREDIT SCORE YOU DESERVE!
Get your FREE consultation today!
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